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Jeremy Van CaulartJun 23, 2026 6:12:44 AM1 min read

What Is the Difference Between a Buyer's Market and a Seller's Market?

The difference comes down to supply and demand. A buyer's market means there are more ...
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Jeremy Van CaulartJun 22, 2026 6:14:40 AM1 min read

What Is the Difference Between Assessed Value and Market Value in Ontario?

In Ontario, assessed value is the figure the Municipal Property Assessment Corporation, ...
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Jeremy Van CaulartJun 21, 2026 6:15:27 AM2 min read

What Is a Co-Signer on a Mortgage in Canada?

A co-signer on a mortgage is a second person who applies for the loan with you and ...
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Jeremy Van CaulartJun 20, 2026 7:35:45 AM1 min read

What Does a Listing Agent Do in Ontario?

A listing agent in Ontario is the real estate agent who represents the seller in a ...
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Jeremy Van CaulartJun 19, 2026 6:53:02 AM2 min read

How Does a Gifted Down Payment Work in Canada?

A gifted down payment is money a close family member gives you toward buying a home, with ...
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Jeremy Van CaulartJun 18, 2026 6:21:13 AM2 min read

What Are GDS and TDS Ratios in a Canadian Mortgage?

GDS and TDS are the two debt service ratios that Canadian lenders use to decide how much ...
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Jeremy Van CaulartJun 17, 2026 9:03:40 AM2 min read

Should You Sell or Rent Out Your Condo in Toronto?

Whether you should sell or rent out your condo in Toronto comes down to three things: the ...
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Jeremy Van CaulartJun 16, 2026 6:57:53 AM1 min read

Can You Sell a House Without a Real Estate Agent in Ontario?

Yes. You can sell a house without a real estate agent in Ontario. The province does not ...
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Jeremy Van CaulartJun 14, 2026 9:00:00 AM2 min read

What Is a Vendor Take-Back Mortgage and How Does It Work in Ontario?

A vendor take-back mortgage is a financing arrangement where the seller lends the buyer a ...
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Jeremy Van CaulartJun 14, 2026 6:14:26 AM2 min read

What Is Mortgage Amortization and How Does It Work in Canada?

Mortgage amortization is the total length of time it takes to pay off your mortgage in ...
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