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Jeremy Van CaulartJul 18, 2026 6:32:31 AM1 min read

What Is a Mortgage Rate Hold and How Long Does It Last in Canada?

A mortgage rate hold is a lender's promise to guarantee a quoted interest rate for a set ...
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Jeremy Van CaulartJul 17, 2026 7:25:46 AM2 min read

How Do You Find Out What a House Sold For in Toronto?

In Toronto, what a house sold for is not published anywhere you can look up for free. ...
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Jeremy Van CaulartJul 16, 2026 7:43:00 AM2 min read

How Do You Sell a House After Someone Dies in Ontario?

Selling a house after someone dies in Ontario normally requires the estate trustee to ...
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Jeremy Van CaulartJul 15, 2026 7:53:20 AM2 min read

What Makes a Basement Apartment Legal in Toronto?

A basement apartment is legal in Toronto when three things are true at once: zoning ...
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Jeremy Van CaulartJul 14, 2026 6:11:15 AM1 min read

What Do Real Estate Listing Statuses Mean in Ontario?

A listing status tells you where a property sits in the selling process. In Ontario, the ...
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Jeremy Van CaulartJul 13, 2026 7:32:03 AM1 min read

What Is a HELOC and How Does It Work in Canada?

A HELOC, or home equity line of credit, is a revolving loan secured against the equity in ...
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Jeremy Van CaulartJul 12, 2026 6:13:46 AM1 min read

What Is a Holdover Period in an Ontario Listing Agreement?

A holdover period is the stretch of days after your listing expires when your brokerage ...
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Jeremy Van CaulartJul 11, 2026 6:12:34 AM1 min read

Do You Need Home Insurance to Get a Mortgage in Ontario?

Yes. Ontario law does not force you to carry home insurance, but almost every mortgage ...
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Jeremy Van CaulartJul 9, 2026 6:11:19 AM1 min read

Do You Pay HST on Real Estate Commission in Ontario?

Yes. In Ontario you pay 13% HST on the real estate commission, and the tax is added on ...
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Jeremy Van CaulartJul 8, 2026 6:12:31 AM1 min read

What Are Development Charges on a Pre-Construction Condo in Toronto?

Development charges are fees a municipality collects to help pay for the roads, sewers, ...
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