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Jeremy Van CaulartApr 9, 2026 5:33:01 PM2 min read

What Land Transfer Tax Rebates Are Available to First-Time Buyers in Toronto?

First-time home buyers purchasing in the City of Toronto can claim up to $8,475 in ...
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Jeremy Van CaulartMar 17, 2026 1:00:27 PM2 min read

What Is a Reserve Fund and Why Does It Matter When Buying a Condo in Toronto?

A reserve fund is money set aside by a condo corporation to cover the cost of major ...
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Jeremy Van CaulartMar 9, 2026 9:26:11 PM1 min read

What Is the Mortgage Stress Test in Canada?

The mortgage stress test is a rule used by Canadian lenders to ensure borrowers can still ...
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Jeremy Van CaulartMar 9, 2026 9:24:53 PM< 1 min read

How Do Real Estate Agents Get Paid in Ontario?

In most residential real estate transactions in Ontario, the seller pays the real estate ...
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Jeremy Van CaulartMar 9, 2026 9:22:56 PM1 min read

How Much Are Closing Costs When Buying a Home in Toronto?

Closing costs are the additional expenses buyers pay when completing a real estate ...
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Jeremy Van CaulartMar 9, 2026 9:21:41 PM1 min read

What Is a Status Certificate and Why Does It Matter When Buying a Condo?

A status certificate is a document that provides detailed financial and legal information ...
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Jeremy Van CaulartMar 9, 2026 9:20:03 PM< 1 min read

Should You Get Pre-Approved Before Looking at Homes?

Yes. Most buyers should obtain a mortgage pre-approval before seriously searching for ...
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Jeremy Van CaulartMar 9, 2026 9:18:07 PM1 min read

How Long Does It Take to Buy a Home in Toronto?

The timeline to buy a home in Toronto varies depending on how quickly a buyer finds the ...
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Jeremy Van CaulartMar 9, 2026 9:15:54 PM1 min read

What Credit Score Do You Need to Buy a Home in Canada?

In Canada, most lenders require a minimum credit score of around 600 to 680 to qualify ...
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Jeremy Van CaulartMar 9, 2026 9:14:42 PM1 min read

Is It Better to Rent or Buy in Toronto?

Whether renting or buying in Toronto is better depends on several factors, including how ...
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